However, Chase Sapphire Reserve awards more points, such as 10 points per dollar for Chase Dining, hotels and cars booked through the Ultimate Rewards site. American Express offers more rewards and benefits. You’ll receive some similar benefits such as the $100 credit towards Global Entry/TSA PreCheck, some lounge access - which is not as extensive, $300 in annual travel credits and access to Chase’s online booking and redemption website, Ultimate Rewards. The Chase Sapphire Reserve may be the closest competitor to the Amex Platinum. Marriott Bonvoy Brilliant American Express CardĪmerican Express Platinum vs. The Amex Platinum is the ultimate card when you’re in search of benefits and perks, but there are a couple that can go head-to-head with it. CompetitorsĬomparing credit cards can help you feel more confident about your final decision. Up to $100 every 4 years for Global Entry and up to $85 every 4 1/2 years for TSA Precheckįine Hotels + Resorts and The Hotel Collectionĭigital Subscriptions (New York Times, Audible, Sirius XM)Īmerican Express Platinum vs. Some of the credits you can earn include: Credit American Express provides more than $1,500 in credits to offset the annual fee. The statement credits will help you ease into the annual fee a little easier. In addition, you’ll instantly receive Hertz Gold Plus, Avis Preferred and National Emerald Club Executive status. Similar perks are available through American Express’ Fine Hotels + Resorts and The Hotel Collection. You’ll also get Gold Elite status with Marriott Bonvoy and Hilton Honors for room upgrades, check-in gifts and late checkout. Lounge access includes American Express Centurion lounges as well as partner airline lounges from Delta, Lufthansa and more. One of the most popular is the complimentary access to over 1,400 American Express Global Lounges worldwide. The American Express Platinum can’t be beaten when it comes to travel rewards and perks. Redeeming PointsĪmerican Express has one of the best rewards redemption programs around, known as Membership Rewards.īesides travel redemption, you can apply points to your statement credit for specific purchases or to lower your balance due, pay with points at participating retailers including Amazon, Best Buy and PayPal, use points for shopping, dining and exclusive experiences such as concerts and events, redeem for gift cards or transfer points to participating loyalty programs. However, you can supercharge your earnings when booking travel by receiving five points per dollar on airfare directly through the airlines or five points per dollar for airfare and hotel booked through, up to $500,000. Earning PointsĮarning more points is fairly straightforward - expect one point for every dollar spent. Currently, you can earn 100,000 Membership Rewards® points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership.ĭepending on how you intend on redeeming the points, the initial welcome offer could be worth as much as $1,500. The Platinum Card by American Express comes with one of the highest welcome offers around. It’s time to start putting the annual fee to work for you. If you’re approved for a card, congratulations. You’ll need to enter your home address, last four digits of your Social Security number and annual income to find out. You can find out in just a few seconds whether you’re likely to get approved - without affecting your credit score. Pre-Qualificationīefore you risk a hard inquiry on your credit, head over to the Amex pre-qualification page to find out what your chances of approval are. However, this American Express Platinum review covers other features worth discussing. The travel perks and rewards, points-earning potential and redemptions were top performers. The American Express Platinum credit card received a near-perfect 4.8 out of 5 stars in this review by GOBankingRates. This takes some discipline, especially if you tend to use your credit card to finance large purchases.
#Latinum travel credit full#
You’re expected to pay your statement balance in full each month. Keep in mind that American Express works a little differently from a standard credit card. Otherwise, the annual fee may be over the top. The American Express Platinum is best for individuals or small businesses owners with good credit who are willing and able to take advantage of the number of travel rewards (and other benefits) the card offers.
Who Is the American Express Platinum Credit Card Best For?
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